Bankruptcy is a legal right for individuals and businesses to forgive debts which cannot be repaid and give Creditors some form of repayment based on the Debtors assets. There are two main types of Bankruptcies commonly used by individuals: Chapter 7 & 13.
Mortgage Modification is a process where the bank and the lender agree to change the terms of a mortgage. Modifications may involve extending the number of years you have to repay the loan, reducing your interest rate, and/or forbearing or reducing your principal balance.
We are experienced at all types of disputes between landlords and tenants.
Naturalization, Green card application and renewals, asylum cases, cancellation of removal, and spousal petitions are some of the many types of immigration cases we handle.
The Law Offices of Gus Michael Farinella has been serving the greater NY and NJ area for over 20 years.
Our work is dedicated to helping the average person who doesn’t always have a voice. We started our business by helping people resolve their financial problems by filing for Bankruptcy or negotiating debt settlements. Over the years our staff and expertise have grown, which allows us to offer a much larger range of services. We help people in need who have financial distress, immigration and naturalization problems, landlord or tenant disputes, and child custody or support conflicts.
We offer a free consultation to discuss your matter and determine if we are able to help you with your situation and we only charge when we begin our work for you. We work to improve the lives of our clients so that they can leave with peace of mind.
Ryan Gentile concentrates his practice in the areas of consumer financial services, consumers’ rights, loan modifications and bankruptcy matters. Mr. Gentile has significant experience representing consumers in federal courts involving disputes under the Fair Debt Collection Practices Act. In addition, Mr. Gentile has represented clients in matters involving the Fair Credit Reporting Act and the Telephone Consumer Protection Act.
Gus Michael Farinella
Gus Michael Farinella has represented thousands of New York Consumers and Businesses for over 20 years. As the fourth son of six, Mr. Farinella is very understanding of the family unit and enjoys advising his clients and their families on a wide range of legal topics.
Law Offices of Gus Michael Farinella
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